Some Questions and Answers about Dental Insurance

Everyone's insurance coverage is a little different.  For this reason, we have assembled this information to help you understand your dental coverage a little better.

What can my dental office do to help me with my insurance?

We love to help!  Because not every policy is the same, we need a little help from you. If you have a copy of your insurance policy, details, or a booklet explaining your insurance, please bring it with you to your appointment!  
We can make a photocopy for you, and this way, we can understand what your individual plan covers.

Once we understand your policy, we can help you fill out and submit your insurance forms for you.

Can you call my insurance provider and find out my coverage information!

Yes we can!  However due to the privacy act, many insurance companies will not give us authorization to access your coverage information.

I have insurance- do I have to pay for my appointment up front?

It depends on your insurance coverage. Some plans are non-assignable meaning you must pay for your appointment and the insurance will reimburse you.
Some plans cover 100%, in which case you pay nothing at your appointment. Other plans cover as little as 20%, so in this case you would have to pay the difference at the end of your appointment.
If you are worried about up front appointment costs, please call us in advance of your appointment-- this way we can provide you with an estimate of your treatment cost so you know what to expect.

I don't have private insurance..are there any other options for me?

Yes!  If you are self-employed, or a small or medium business owner, you might want to consider using a PHSP program to cover your dental expenses for yourself, your family, and your employees!
See our article, Self Employed? Write off your dental costs